:root {
  --midnight: #071a2d;
  --navy: #0b2238;
  --soft-navy: #102f4a;
  --blue-ink: #173b58;
  --gold: #c99a3d;
  --gold-bright: #e2b95f;
  --gold-shadow: #8a6528;
  --ivory: #f7f1e7;
  --warm-white: #fffbf4;
  --sand: #d8c7a3;
  --slate: #4e5a66;
  --ink: #172332;
  --line: rgba(201, 154, 61, 0.32);
  --shadow: 0 22px 70px rgba(0, 0, 0, 0.22);
  --max: 1240px;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

html,
body {
  max-width: 100%;
  overflow-x: hidden;
}

body {
  margin: 0;
  background: var(--midnight);
  color: var(--ivory);
  font-family: "Inter", system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  font-size: 16px;
  line-height: 1.7;
  letter-spacing: 0;
  text-rendering: optimizeLegibility;
}

body.nav-open {
  overflow: hidden;
}

[hidden] {
  display: none !important;
}

img {
  display: block;
  max-width: 100%;
  height: auto;
}

a {
  color: inherit;
  text-decoration-color: rgba(226, 185, 95, 0.55);
  text-underline-offset: 0.18em;
}

a:hover {
  color: var(--gold-bright);
}

button,
input,
select,
textarea {
  font: inherit;
}

:focus-visible {
  outline: 3px solid var(--gold-bright);
  outline-offset: 4px;
}

.skip-link {
  position: absolute;
  top: 12px;
  left: 12px;
  z-index: 1000;
  transform: translateY(-180%);
  border-radius: 8px;
  background: var(--warm-white);
  color: var(--midnight);
  padding: 0.75rem 1rem;
  font-weight: 700;
}

.skip-link:focus {
  transform: translateY(0);
}

.site-header {
  position: fixed;
  inset: 0 0 auto;
  z-index: 100;
  border-bottom: 1px solid rgba(201, 154, 61, 0.18);
  background: rgba(7, 26, 45, 0.68);
  backdrop-filter: blur(18px);
  transition: background 180ms ease, box-shadow 180ms ease;
}

.site-header.is-scrolled,
body.nav-open .site-header {
  background: rgba(7, 26, 45, 0.96);
  box-shadow: 0 14px 40px rgba(0, 0, 0, 0.18);
}

.header-shell {
  width: min(var(--max), calc(100% - 48px));
  min-height: 88px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.25rem;
}

.brand-link {
  display: inline-flex;
  align-items: center;
  min-width: 210px;
  text-decoration: none;
}

.brand-link img {
  width: 250px;
  height: auto;
  filter: drop-shadow(0 8px 18px rgba(0, 0, 0, 0.16));
}

.mortgage-trend-pill {
  --trend-accent: var(--gold-bright);
  --trend-bg: rgba(255, 251, 244, 0.08);
  --trend-border: rgba(226, 185, 95, 0.28);
  flex: 0 0 auto;
  display: inline-flex;
  align-items: center;
  gap: 0.42rem;
  min-height: 42px;
  max-width: 188px;
  border: 1px solid var(--trend-border);
  border-radius: 8px;
  background: var(--trend-bg);
  color: rgba(255, 251, 244, 0.9);
  padding: 0.34rem 0.55rem;
  box-shadow: 0 10px 24px rgba(0, 0, 0, 0.12);
}

.mortgage-trend-pill[data-trend="down"] {
  --trend-accent: #69d291;
  --trend-bg: rgba(105, 210, 145, 0.12);
  --trend-border: rgba(105, 210, 145, 0.34);
}

.mortgage-trend-pill[data-trend="up"] {
  --trend-accent: #f07060;
  --trend-bg: rgba(240, 112, 96, 0.12);
  --trend-border: rgba(240, 112, 96, 0.34);
}

.mortgage-trend-pill[data-trend="flat"] {
  --trend-accent: #d8c7a3;
}

.mortgage-trend-pill[data-intensity="fast"] {
  box-shadow: 0 0 0 1px color-mix(in srgb, var(--trend-accent) 30%, transparent), 0 12px 30px rgba(0, 0, 0, 0.16);
}

.mortgage-trend-line {
  width: 34px;
  height: 18px;
  color: var(--trend-accent);
}

.mortgage-trend-line polyline {
  fill: none;
  stroke: currentColor;
  stroke-linecap: round;
  stroke-linejoin: round;
  stroke-width: 3;
}

.mortgage-trend-arrow {
  color: var(--trend-accent);
  font-size: 1rem;
  font-weight: 900;
  line-height: 1;
}

.mortgage-trend-copy {
  display: grid;
  min-width: 0;
  line-height: 1.05;
}

.mortgage-trend-copy strong,
.mortgage-trend-copy small {
  display: block;
  overflow: hidden;
  text-overflow: ellipsis;
  white-space: nowrap;
}

.mortgage-trend-copy strong {
  color: var(--trend-accent);
  font-size: 0.7rem;
  font-weight: 900;
}

.mortgage-trend-copy small {
  color: rgba(255, 251, 244, 0.7);
  font-size: 0.58rem;
  font-weight: 700;
}

.site-nav {
  display: flex;
  align-items: center;
  justify-content: flex-end;
  gap: 0.75rem;
  flex: 1;
}

.nav-links {
  display: flex;
  align-items: center;
  justify-content: flex-end;
  gap: 0.55rem;
}

.nav-group {
  position: relative;
  display: inline-flex;
  align-items: center;
}

.nav-link {
  position: relative;
  display: inline-flex;
  align-items: center;
  min-height: 42px;
  color: rgba(255, 251, 244, 0.84);
  font-size: 0.8rem;
  font-weight: 600;
  text-decoration: none;
  white-space: nowrap;
}

.nav-link::after {
  content: "";
  position: absolute;
  right: 0;
  bottom: 3px;
  left: 0;
  height: 1px;
  transform: scaleX(0);
  transform-origin: center;
  background: var(--gold-bright);
  transition: transform 180ms ease;
}

.nav-link:hover::after,
.nav-link.is-active::after {
  transform: scaleX(1);
}

.nav-link.is-active {
  color: var(--gold-bright);
}

.nav-parent::before {
  content: "";
  position: absolute;
  right: 0.05rem;
  top: 50%;
  width: 0.38rem;
  height: 0.38rem;
  border-right: 1px solid currentColor;
  border-bottom: 1px solid currentColor;
  transform: translateY(-62%) rotate(45deg);
  opacity: 0.8;
}

.nav-parent {
  padding-right: 0.9rem;
}

.nav-menu {
  position: absolute;
  top: calc(100% + 0.3rem);
  left: 50%;
  min-width: 210px;
  transform: translateX(-50%) translateY(6px);
  visibility: hidden;
  opacity: 0;
  display: grid;
  gap: 0.1rem;
  border: 1px solid rgba(226, 185, 95, 0.28);
  border-radius: 8px;
  background: rgba(7, 26, 45, 0.98);
  padding: 0.55rem;
  box-shadow: 0 24px 58px rgba(0, 0, 0, 0.28);
  transition: opacity 160ms ease, transform 160ms ease, visibility 160ms ease;
}

.nav-group:hover .nav-menu,
.nav-group:focus-within .nav-menu {
  visibility: visible;
  opacity: 1;
  transform: translateX(-50%) translateY(0);
}

.nav-menu-link {
  border-radius: 6px;
  color: rgba(255, 251, 244, 0.84);
  font-size: 0.86rem;
  font-weight: 650;
  line-height: 1.25;
  padding: 0.72rem 0.78rem;
  text-decoration: none;
  white-space: nowrap;
}

.nav-menu-link:hover,
.nav-menu-link.is-active {
  background: rgba(226, 185, 95, 0.12);
  color: var(--gold-bright);
}

.nav-actions,
.hero-actions,
.cta-actions {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  flex-wrap: wrap;
}

.nav-actions {
  flex-wrap: nowrap;
}

.nav-actions .button {
  white-space: nowrap;
}

.nav-options {
  min-height: 42px;
  padding-inline: 0.92rem;
}

.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 46px;
  border: 1px solid transparent;
  border-radius: 8px;
  padding: 0.78rem 1.05rem;
  font-size: 0.92rem;
  font-weight: 700;
  line-height: 1.1;
  text-decoration: none;
  cursor: pointer;
  transition: transform 180ms ease, box-shadow 180ms ease, background 180ms ease, border-color 180ms ease;
}

.button:hover {
  transform: translateY(-1px);
}

.button-primary {
  background: linear-gradient(180deg, var(--gold-bright), var(--gold));
  color: #081929;
  box-shadow: 0 12px 28px rgba(201, 154, 61, 0.28);
}

.button-primary:hover {
  color: #081929;
  box-shadow: 0 16px 34px rgba(201, 154, 61, 0.36);
}

.button-outline {
  border-color: rgba(201, 154, 61, 0.68);
  background: rgba(255, 251, 244, 0.78);
  color: var(--midnight);
}

.button-outline:hover {
  border-color: var(--gold);
  background: #fff2d8;
  color: var(--midnight);
  box-shadow: 0 12px 28px rgba(138, 101, 40, 0.12);
}

.button-outline-light {
  border-color: rgba(226, 185, 95, 0.72);
  background: rgba(255, 255, 255, 0.04);
  color: var(--ivory);
}

.button-outline-light:hover {
  border-color: var(--gold-bright);
  background: rgba(226, 185, 95, 0.11);
  color: var(--ivory);
}

.button-cream {
  background: var(--warm-white);
  color: var(--midnight);
  box-shadow: 0 12px 32px rgba(0, 0, 0, 0.18);
}

.button-cream:hover {
  color: var(--midnight);
}

.mobile-menu-button {
  display: none;
  width: 46px;
  height: 46px;
  border: 1px solid rgba(226, 185, 95, 0.46);
  border-radius: 8px;
  background: rgba(255, 255, 255, 0.04);
  color: var(--ivory);
  cursor: pointer;
}

.mobile-menu-button span {
  display: block;
  width: 20px;
  height: 2px;
  margin: 5px auto;
  background: var(--gold-bright);
  transition: transform 180ms ease, opacity 180ms ease;
}

body.nav-open .mobile-menu-button span:nth-child(1) {
  transform: translateY(7px) rotate(45deg);
}

body.nav-open .mobile-menu-button span:nth-child(2) {
  opacity: 0;
}

body.nav-open .mobile-menu-button span:nth-child(3) {
  transform: translateY(-7px) rotate(-45deg);
}

.hero,
.page-hero {
  position: relative;
  overflow: hidden;
  background:
    linear-gradient(135deg, rgba(7, 26, 45, 0.98), rgba(11, 34, 56, 0.96) 48%, rgba(16, 47, 74, 0.96)),
    repeating-linear-gradient(90deg, rgba(226, 185, 95, 0.06) 0 1px, transparent 1px 96px);
}

.hero::before,
.page-hero::before {
  content: "";
  position: absolute;
  inset: 0;
  pointer-events: none;
  background:
    linear-gradient(180deg, rgba(255, 251, 244, 0.04), transparent 38%),
    linear-gradient(90deg, transparent, rgba(201, 154, 61, 0.08), transparent);
}

.hero-shell {
  position: relative;
  width: min(var(--max), calc(100% - 48px));
  min-height: 720px;
  margin: 0 auto;
  padding: 152px 0 80px;
  display: grid;
  grid-template-columns: minmax(0, 1.02fr) minmax(340px, 0.82fr);
  align-items: center;
  gap: 4rem;
}

.hero-copy {
  max-width: 720px;
  min-width: 0;
}

.eyebrow {
  margin: 0 0 0.9rem;
  color: var(--gold-bright);
  font-size: 0.76rem;
  font-weight: 800;
  letter-spacing: 0.16em;
  text-transform: uppercase;
}

h1,
h2,
h3,
blockquote {
  font-family: "Cormorant Garamond", Georgia, "Times New Roman", serif;
  font-weight: 600;
  letter-spacing: 0;
  overflow-wrap: break-word;
}

h1 {
  margin: 0;
  color: var(--warm-white);
  font-size: 4.65rem;
  line-height: 0.98;
}

.hero-lede,
.page-hero p {
  max-width: 660px;
  margin: 1.35rem 0 0;
  color: rgba(247, 241, 231, 0.86);
  font-size: 1.08rem;
}

.hero-actions {
  margin-top: 2rem;
}

.hero-compliance {
  max-width: 660px;
  margin-top: 1.15rem;
}

.compliance-note {
  color: rgba(247, 241, 231, 0.74);
  font-size: 0.82rem;
  line-height: 1.55;
}

.hero-visual {
  justify-self: center;
  width: min(100%, 425px);
  max-width: 100%;
}

.portrait-arch,
.portrait-panel {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 100%;
  border: 0;
  border-radius: 0;
  padding: 0;
  background: transparent;
  box-shadow: none;
}

.portrait-arch img,
.portrait-panel img {
  width: 100%;
  border-radius: 0;
  filter: drop-shadow(0 22px 58px rgba(0, 0, 0, 0.28));
}

.hero-credentials {
  margin: 1rem auto 0;
  padding: 1rem 1.1rem;
  border: 1px solid rgba(226, 185, 95, 0.28);
  border-radius: 8px;
  background: rgba(7, 26, 45, 0.52);
  text-align: center;
}

.hero-credentials p {
  margin: 0.15rem 0;
  color: var(--ivory);
}

.hero-credentials p:first-child {
  color: var(--gold-bright);
  font-family: "Cormorant Garamond", Georgia, serif;
  font-size: 1.7rem;
  line-height: 1.1;
}

.page-hero-shell {
  position: relative;
  width: min(var(--max), calc(100% - 48px));
  min-height: 470px;
  margin: 0 auto;
  padding: 150px 0 72px;
  display: grid;
  grid-template-columns: minmax(0, 1fr) 300px;
  align-items: center;
  gap: 3rem;
}

.page-hero h1 {
  max-width: 780px;
  font-size: 4rem;
}

.page-hero-mark {
  justify-self: end;
  max-width: 100%;
  opacity: 0.55;
  text-align: center;
}

.page-hero-mark img {
  max-height: 220px;
  object-fit: contain;
}

.page-hero-portrait {
  justify-self: center;
  opacity: 1;
  width: min(100%, 300px);
  max-width: 300px;
}

.page-hero-portrait img {
  width: 100%;
  max-height: none;
  border: 0;
  border-radius: 0;
  box-shadow: none;
  filter: drop-shadow(0 18px 46px rgba(0, 0, 0, 0.25));
}

.trust-bar {
  border-top: 1px solid rgba(226, 185, 95, 0.2);
  border-bottom: 1px solid rgba(226, 185, 95, 0.16);
  background: rgba(7, 26, 45, 0.94);
}

.trust-shell {
  width: min(var(--max), calc(100% - 48px));
  margin: 0 auto;
  padding: 0.82rem 0;
  display: flex;
  justify-content: center;
  gap: 0.8rem 1.05rem;
  flex-wrap: wrap;
}

.trust-shell span {
  display: inline-flex;
  min-height: 0;
  align-items: center;
  color: rgba(247, 241, 231, 0.78);
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.trust-shell span::before {
  content: "";
  width: 0.32rem;
  height: 0.32rem;
  margin-right: 0.55rem;
  transform: rotate(45deg);
  background: var(--gold);
}

.trust-shell span:first-child::before {
  display: none;
}

.section {
  padding: 92px 0;
  background: var(--warm-white);
  color: var(--ink);
}

.section-cream {
  background: var(--ivory);
}

.section-navy {
  background:
    linear-gradient(135deg, var(--midnight), var(--navy) 56%, var(--soft-navy)),
    repeating-linear-gradient(90deg, rgba(226, 185, 95, 0.05) 0 1px, transparent 1px 110px);
  color: var(--ivory);
}

.section-shell {
  width: min(var(--max), calc(100% - 48px));
  margin: 0 auto;
}

.narrow-shell {
  max-width: 860px;
}

.section-intro {
  max-width: 780px;
  margin: 0 auto 3rem;
  text-align: center;
}

.section-intro-left {
  margin-inline: 0;
  text-align: left;
}

.section-intro h2,
.split-copy h2,
.cta-band h2 {
  margin: 0;
  color: var(--midnight);
  font-size: 3rem;
  line-height: 1.05;
}

.section-navy .section-intro h2,
.section-navy .split-copy h2,
.cta-band h2 {
  color: var(--warm-white);
}

.section-intro p,
.split-copy p,
.legal-block p,
.legal-block li {
  color: var(--slate);
  font-size: 1rem;
}

.section-navy .section-intro p,
.section-navy .split-copy p {
  color: rgba(247, 241, 231, 0.78);
}

.section:not(.section-navy) .compliance-note {
  color: #5f6872;
}

.card-grid,
.resource-grid,
.testimonial-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 1rem;
}

.card-grid-count-3 {
  width: 100%;
  max-width: 980px;
  margin-inline: auto;
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.info-card,
.resource-card,
.testimonial-card,
.cost-list-panel,
.quote-panel,
.contact-cards article,
.contact-form,
.legal-block {
  border: 1px solid rgba(201, 154, 61, 0.24);
  border-radius: 8px;
  background: rgba(255, 251, 244, 0.78);
  box-shadow: 0 16px 44px rgba(23, 35, 50, 0.08);
}

.info-card,
.resource-card,
.testimonial-card {
  padding: 1.35rem;
}

.info-card-link {
  display: block;
  color: inherit;
  text-decoration: none;
}

.info-card-link:hover {
  transform: translateY(-2px);
  border-color: rgba(201, 154, 61, 0.5);
  color: inherit;
}

.section-navy .info-card,
.section-navy .resource-card,
.section-navy .testimonial-card,
.section-navy .cost-list-panel,
.section-navy .quote-panel {
  background: rgba(255, 251, 244, 0.06);
  border-color: rgba(226, 185, 95, 0.28);
  box-shadow: 0 24px 62px rgba(0, 0, 0, 0.16);
}

.info-card h3,
.resource-card h3,
.cost-list-panel h3,
.quote-panel p {
  margin: 0 0 0.75rem;
  color: var(--midnight);
  font-size: 1.55rem;
  line-height: 1.08;
}

.section-navy .info-card h3,
.section-navy .resource-card h3,
.section-navy .cost-list-panel h3,
.section-navy .quote-panel p {
  color: var(--warm-white);
}

.info-card p,
.resource-card p,
.testimonial-card p,
.cost-list-panel p {
  margin: 0;
  color: var(--slate);
}

.info-card .button {
  margin-top: 1.15rem;
}

.section-navy .info-card p,
.section-navy .resource-card p,
.section-navy .cost-list-panel p {
  color: rgba(247, 241, 231, 0.76);
}

.card-link-text {
  display: inline-flex;
  margin-top: 1rem;
  color: var(--gold-shadow);
  font-size: 0.82rem;
  font-weight: 800;
}

.section-navy .card-link-text {
  color: var(--gold-bright);
}

.card-kicker {
  margin: 0 0 0.65rem;
  color: var(--gold-shadow);
  font-size: 0.72rem;
  font-weight: 800;
  letter-spacing: 0.14em;
  text-transform: uppercase;
}

.section-navy .card-kicker {
  color: var(--gold-bright);
}

.visual-story-section {
  overflow: hidden;
}

.visual-story-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 1rem;
}

.visual-story-count-3 {
  width: min(100%, calc(75% - 0.25rem));
  margin-inline: auto;
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.visual-story-card {
  overflow: hidden;
  margin: 0;
  border: 1px solid rgba(201, 154, 61, 0.24);
  border-radius: 8px;
  background: rgba(255, 251, 244, 0.88);
  box-shadow: 0 18px 48px rgba(23, 35, 50, 0.09);
}

.visual-story-card img {
  display: block;
  width: 100%;
  aspect-ratio: 4 / 3;
  object-fit: cover;
  object-position: var(--story-focus, 50% 50%);
}

.visual-story-card figcaption {
  padding: 1rem;
}

.visual-story-card figcaption span {
  display: block;
  margin-bottom: 0.45rem;
  color: var(--midnight);
  font-family: "Cormorant Garamond", Georgia, serif;
  font-size: 1.35rem;
  font-weight: 700;
  line-height: 1.08;
}

.visual-story-card figcaption p {
  margin: 0;
  color: var(--slate);
  font-size: 0.9rem;
  line-height: 1.55;
}

.options-visual-section {
  padding-bottom: 58px;
}

.strategy-visual-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1rem;
}

.strategy-visual-card {
  overflow: hidden;
  border: 1px solid rgba(226, 185, 95, 0.28);
  border-radius: 8px;
  background: rgba(255, 251, 244, 0.07);
  box-shadow: 0 24px 62px rgba(0, 0, 0, 0.16);
  padding: 1.25rem;
}

.strategy-visual-card h3 {
  margin: 1.05rem 0 0.65rem;
  color: var(--warm-white);
  font-size: 1.55rem;
  line-height: 1.08;
}

.strategy-visual-card p {
  margin: 0;
  color: rgba(247, 241, 231, 0.78);
}

.mini-diagram {
  position: relative;
  min-height: 150px;
  display: grid;
  gap: 0.55rem;
  margin: 0.6rem 0 0;
  border: 1px solid rgba(226, 185, 95, 0.16);
  border-radius: 8px;
  background:
    linear-gradient(135deg, rgba(255, 251, 244, 0.08), rgba(226, 185, 95, 0.04)),
    rgba(7, 26, 45, 0.24);
  padding: 1rem;
}

.mini-diagram span {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 32px;
  border: 1px solid rgba(226, 185, 95, 0.34);
  border-radius: 999px;
  background: rgba(255, 251, 244, 0.09);
  color: var(--warm-white);
  font-size: 0.78rem;
  font-weight: 850;
  line-height: 1.2;
  padding: 0.35rem 0.6rem;
  text-align: center;
}

.strategy-visual-stack .mini-diagram {
  grid-template-columns: repeat(2, minmax(0, 1fr));
  align-content: center;
}

.strategy-visual-stack .mini-diagram span {
  border-radius: 8px;
}

.strategy-visual-orbit .mini-diagram {
  grid-template-columns: repeat(6, 1fr);
  grid-template-rows: repeat(3, minmax(32px, auto));
  align-items: center;
}

.strategy-visual-orbit .mini-diagram span {
  min-width: 0;
}

.strategy-visual-orbit .mini-diagram span:nth-child(1) {
  grid-column: 1 / 4;
}

.strategy-visual-orbit .mini-diagram span:nth-child(2) {
  grid-column: 4 / 7;
}

.strategy-visual-orbit .mini-diagram span:nth-child(3) {
  grid-column: 2 / 6;
  border-color: rgba(226, 185, 95, 0.72);
  background: rgba(226, 185, 95, 0.16);
  color: var(--gold-bright);
}

.strategy-visual-orbit .mini-diagram span:nth-child(4) {
  grid-column: 1 / 3;
}

.strategy-visual-orbit .mini-diagram span:nth-child(5) {
  grid-column: 3 / 5;
}

.strategy-visual-orbit .mini-diagram span:nth-child(6) {
  grid-column: 5 / 7;
}

.strategy-visual-branches .mini-diagram {
  grid-template-columns: repeat(2, minmax(0, 1fr));
  align-content: center;
}

.strategy-visual-branches .mini-diagram span:nth-child(odd) {
  border-radius: 8px;
  background: rgba(226, 185, 95, 0.14);
  color: var(--gold-bright);
}

.comparison-table {
  overflow: hidden;
  border: 1px solid rgba(226, 185, 95, 0.28);
  border-radius: 8px;
  background: rgba(7, 26, 45, 0.36);
  box-shadow: var(--shadow);
}

.comparison-row {
  display: grid;
  grid-template-columns: 0.85fr 1fr 1.2fr 1.1fr;
}

.comparison-row > div {
  min-height: 76px;
  border-right: 1px solid rgba(226, 185, 95, 0.16);
  border-bottom: 1px solid rgba(226, 185, 95, 0.16);
  padding: 1rem;
  color: rgba(247, 241, 231, 0.84);
}

.comparison-row > div:last-child {
  border-right: 0;
}

.comparison-head > div {
  min-height: auto;
  background: rgba(226, 185, 95, 0.12);
  color: var(--gold-bright);
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.comparison-highlight > div {
  background: rgba(226, 185, 95, 0.08);
  color: var(--warm-white);
  font-weight: 600;
}

.timeline {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1rem;
  counter-reset: timeline;
}

.timeline-item {
  position: relative;
  min-height: 230px;
  border: 1px solid rgba(201, 154, 61, 0.24);
  border-radius: 8px;
  padding: 1.35rem;
  background: #fff7eb;
  box-shadow: 0 16px 44px rgba(23, 35, 50, 0.07);
}

.timeline-item span {
  display: inline-flex;
  width: 42px;
  height: 42px;
  align-items: center;
  justify-content: center;
  margin-bottom: 1rem;
  border: 1px solid rgba(201, 154, 61, 0.5);
  border-radius: 50%;
  color: var(--gold-shadow);
  font-weight: 800;
}

.timeline-item h3 {
  margin: 0 0 0.55rem;
  color: var(--midnight);
  font-size: 1.45rem;
  line-height: 1.08;
}

.timeline-item p {
  margin: 0;
  color: var(--slate);
}

.split-shell {
  display: grid;
  grid-template-columns: minmax(0, 0.98fr) minmax(320px, 0.82fr);
  align-items: center;
  gap: 3rem;
}

.feature-reverse .split-shell {
  grid-template-columns: minmax(320px, 0.82fr) minmax(0, 0.98fr);
}

.feature-reverse .split-copy {
  order: 2;
}

.feature-reverse .split-panel {
  order: 1;
}

.split-copy h2 {
  margin-bottom: 1rem;
}

.split-copy,
.split-panel,
.section-intro,
.comparison-row > div,
.timeline-item,
.info-card,
.resource-card,
.testimonial-card,
.cost-list-panel,
.quote-panel,
.contact-form {
  min-width: 0;
}

.split-copy .button {
  margin-top: 1.1rem;
}

.split-panel {
  justify-self: center;
}

.quote-panel {
  position: relative;
  overflow: hidden;
  padding: 2rem;
  background: linear-gradient(135deg, var(--midnight), var(--soft-navy));
  color: var(--ivory);
}

.quote-panel img {
  width: 230px;
  margin: 0 auto 1.25rem;
  opacity: 0.72;
}

.quote-panel p {
  margin: 0;
  color: var(--warm-white);
  font-size: 2rem;
  line-height: 1.12;
  text-align: center;
}

.check-list,
.gold-list {
  list-style: none;
  margin: 1.35rem 0 0;
  padding: 0;
  display: grid;
  gap: 0.65rem;
}

.check-list.two-column {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.check-list li,
.gold-list li {
  position: relative;
  padding-left: 1.35rem;
  color: var(--slate);
}

.section-navy .check-list li,
.section-navy .gold-list li {
  color: rgba(247, 241, 231, 0.82);
}

.check-list li::before,
.gold-list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.72em;
  width: 7px;
  height: 7px;
  transform: rotate(45deg);
  background: var(--gold);
}

.cost-list-panel {
  padding: 2rem;
  background: rgba(255, 251, 244, 0.08);
}

.light-panel {
  background: #fff7eb;
}

.testimonials-section {
  position: relative;
}

.testimonial-grid {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.page-reviews .testimonial-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.testimonial-card {
  margin: 0;
  background: var(--warm-white);
}

.testimonial-card-featured {
  border-color: rgba(201, 154, 61, 0.42);
  background:
    linear-gradient(135deg, rgba(255, 248, 237, 0.96), rgba(255, 251, 244, 0.78)),
    var(--warm-white);
}

.page-reviews .testimonial-card-featured {
  grid-column: span 2;
}

.testimonial-card blockquote {
  margin: 0 0 1rem;
  color: var(--midnight);
  font-size: 1.5rem;
  line-height: 1.18;
}

.testimonial-card figcaption {
  color: var(--gold-shadow);
  font-weight: 800;
}

.review-source-grid {
  margin-top: 1rem;
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1rem;
}

.review-source-card {
  display: block;
  border: 1px solid rgba(201, 154, 61, 0.28);
  border-radius: 8px;
  padding: 1.25rem;
  background: rgba(255, 251, 244, 0.78);
  color: var(--ink);
  text-decoration: none;
  box-shadow: 0 16px 44px rgba(23, 35, 50, 0.08);
}

.review-source-card:hover {
  border-color: rgba(201, 154, 61, 0.58);
  color: var(--ink);
}

.review-source-card span {
  display: block;
  margin-bottom: 0.35rem;
  color: var(--gold-shadow);
  font-size: 0.72rem;
  font-weight: 800;
  letter-spacing: 0.14em;
  text-transform: uppercase;
}

.review-source-card strong {
  display: block;
  color: var(--midnight);
  font-family: "Cormorant Garamond", Georgia, serif;
  font-size: 1.5rem;
  line-height: 1.08;
}

.review-source-card p {
  margin: 0.65rem 0 0;
  color: var(--slate);
}

.review-theme-panel {
  margin-top: 2.5rem;
}

.review-theme-panel .section-intro {
  margin-bottom: 1.2rem;
}

.review-public-source-grid {
  margin-top: 1.5rem;
}

.about-preview .portrait-panel {
  justify-self: center;
  max-width: 430px;
}

.about-role-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
  max-width: 980px;
  margin: 0 auto;
}

.about-role-grid .info-card {
  text-align: center;
}

.cta-band {
  padding: 78px 0;
  background:
    linear-gradient(135deg, #061628, #0a2035 54%, #143955),
    repeating-linear-gradient(90deg, rgba(226, 185, 95, 0.05) 0 1px, transparent 1px 92px);
  color: var(--ivory);
}

.cta-shell {
  width: min(var(--max), calc(100% - 48px));
  margin: 0 auto;
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  align-items: center;
  gap: 2rem;
}

.cta-shell p {
  max-width: 640px;
  margin: 1rem 0 0;
  color: rgba(247, 241, 231, 0.82);
}

.contact-shell {
  display: grid;
  grid-template-columns: minmax(0, 0.82fr) minmax(420px, 1fr);
  align-items: start;
  gap: 2rem;
}

.contact-cards {
  display: grid;
  gap: 0.85rem;
  margin: 1.5rem 0;
}

.contact-cards article {
  padding: 1.1rem;
}

.contact-cards p {
  margin: 0 0 0.25rem;
  color: var(--slate);
  font-size: 0.82rem;
  font-weight: 800;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.contact-cards a {
  color: var(--midnight);
  font-family: "Inter", system-ui, sans-serif;
  font-size: 1.12rem;
  font-weight: 700;
  text-decoration-thickness: 1px;
}

.contact-cards span {
  display: block;
  color: var(--slate);
  font-size: 0.95rem;
  font-weight: 650;
  line-height: 1.45;
}

.contact-form {
  display: grid;
  gap: 1rem;
  padding: 1.35rem;
  background: #fff8ed;
}

.form-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1rem;
}

.contact-form label {
  display: grid;
  gap: 0.38rem;
  color: var(--midnight);
  font-weight: 700;
}

.contact-form [hidden] {
  display: none !important;
}

.contact-form label span {
  font-size: 0.9rem;
}

.conditional-panel {
  display: grid;
  gap: 1rem;
  margin: 0;
  padding: 1rem;
  border: 1px solid rgba(201, 154, 61, 0.34);
  border-radius: 8px;
  background: rgba(247, 241, 231, 0.74);
}

.conditional-panel[hidden] {
  display: none;
}

.conditional-panel legend {
  padding: 0 0.35rem;
  color: var(--midnight);
  font-family: var(--font-display);
  font-size: 1.28rem;
  font-weight: 700;
}

.form-helper {
  margin: 0;
  color: var(--slate);
  font-size: 0.9rem;
  line-height: 1.55;
}

.form-grid-full {
  grid-column: 1 / -1;
}

.contact-form input,
.contact-form select,
.contact-form textarea,
.calculator-card input,
.calculator-card select {
  width: 100%;
  border: 1px solid rgba(23, 35, 50, 0.18);
  border-radius: 8px;
  background: var(--warm-white);
  color: var(--ink);
  padding: 0.82rem 0.9rem;
}

.contact-form textarea {
  resize: vertical;
}

.form-honeypot {
  position: absolute;
  left: -9999px;
  width: 1px;
  height: 1px;
  overflow: hidden;
}

.turnstile-wrap {
  width: 100%;
  min-height: 65px;
}

.turnstile-wrap .cf-turnstile {
  width: 100%;
}

.form-disclaimer {
  margin: 0;
  color: var(--slate);
  font-size: 0.82rem;
  line-height: 1.55;
}

.form-status {
  min-height: 1.35rem;
  margin: 0;
  color: var(--slate);
  font-size: 0.92rem;
  font-weight: 700;
}

.form-status[data-state="success"] {
  color: #1f6b45;
}

.form-status[data-state="error"] {
  color: #9b2f2f;
}

.form-status[data-state="pending"] {
  color: var(--antique-gold);
}

.contact-form button:disabled {
  cursor: wait;
  opacity: 0.72;
}

.partner-card-grid,
.partner-application-shell {
  display: grid;
  gap: 1rem;
}

.partner-card-grid {
  grid-template-columns: repeat(2, minmax(0, 1fr));
  align-items: stretch;
}

.partner-profile-card {
  display: grid;
  grid-template-columns: 150px minmax(0, 1fr);
  gap: 1.25rem;
  align-items: center;
  border: 1px solid rgba(201, 154, 61, 0.24);
  border-radius: 8px;
  background: rgba(255, 251, 244, 0.78);
  box-shadow: 0 16px 44px rgba(23, 35, 50, 0.08);
  padding: 1.35rem;
}

.partner-profile-card h2 {
  margin: 0 0 0.75rem;
  color: var(--midnight);
  font-size: 2rem;
  line-height: 1.05;
}

.partner-card-media {
  width: 150px;
  height: 150px;
  overflow: hidden;
  border: 1px solid rgba(201, 154, 61, 0.3);
  border-radius: 8px;
  background: #fff2d8;
}

.partner-card-media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center top;
}

.partner-avatar-fallback {
  width: 100%;
  height: 100%;
  display: grid;
  place-items: center;
  background:
    linear-gradient(135deg, rgba(7, 26, 45, 0.96), rgba(16, 47, 74, 0.9)),
    #0b2238;
  color: var(--gold-bright);
  font-family: "Cormorant Garamond", Georgia, serif;
  font-size: 3.35rem;
  line-height: 1;
}

.partner-contact-list {
  display: grid;
  gap: 0.58rem;
  margin: 0;
}

.partner-contact-list div {
  display: grid;
  gap: 0.1rem;
}

.partner-contact-list dt {
  color: var(--gold-shadow);
  font-size: 0.72rem;
  font-weight: 900;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.partner-contact-list dd,
.partner-muted {
  margin: 0;
  color: var(--slate);
}

.partner-wolf-card .partner-card-media {
  background: transparent;
}

.partner-application-shell {
  grid-template-columns: minmax(0, 1fr) minmax(360px, 0.58fr);
  align-items: center;
}

.partner-application-shell h2 {
  margin: 0;
  color: var(--warm-white);
  font-size: 3rem;
  line-height: 1.05;
}

.partner-application-shell p {
  color: rgba(247, 241, 231, 0.8);
}

.partner-visible-link a {
  color: var(--gold-bright);
  font-weight: 800;
  overflow-wrap: anywhere;
}

.partner-copy-panel {
  border: 1px solid rgba(226, 185, 95, 0.28);
  border-radius: 8px;
  background: rgba(255, 251, 244, 0.07);
  box-shadow: 0 24px 62px rgba(0, 0, 0, 0.16);
  padding: 1.25rem;
}

.partner-copy-panel span {
  display: block;
  margin-bottom: 0.55rem;
  color: var(--gold-bright);
  font-size: 0.72rem;
  font-weight: 900;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.partner-copy-panel code {
  display: block;
  overflow-wrap: anywhere;
  border: 1px solid rgba(226, 185, 95, 0.24);
  border-radius: 8px;
  background: rgba(7, 26, 45, 0.42);
  color: var(--warm-white);
  font-size: 0.95rem;
  padding: 0.85rem;
}

.partner-copy-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  margin-top: 1rem;
}

.copy-status {
  min-height: 1.3rem;
  margin: 0.75rem 0 0;
  color: rgba(247, 241, 231, 0.78);
  font-size: 0.9rem;
  font-weight: 800;
}

.copy-status[data-state="success"] {
  color: var(--gold-bright);
}

.copy-status[data-state="error"] {
  color: #ffd7d7;
}

.partner-directory-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.partner-referral-section {
  scroll-margin-top: 108px;
}

.partner-portal-actions {
  justify-content: center;
}

.referral-form .form-warning-panel {
  border: 1px solid rgba(201, 154, 61, 0.3);
  border-radius: 8px;
  background: rgba(247, 241, 231, 0.74);
  padding: 1rem;
}

.referral-form .form-warning-panel h3 {
  margin: 0 0 0.45rem;
  color: var(--midnight);
  font-size: 1.35rem;
  line-height: 1.08;
}

.referral-form .form-warning-panel p {
  margin: 0;
  color: var(--slate);
  font-size: 0.9rem;
  line-height: 1.55;
}

.generic-referral-form {
  gap: 1.1rem;
}

.generic-referral-form .referral-fieldset {
  padding: 1.1rem;
}

.contact-form .checkbox-field {
  grid-template-columns: auto minmax(0, 1fr);
  align-items: start;
  gap: 0.75rem;
  color: var(--slate);
  font-weight: 650;
  line-height: 1.45;
}

.contact-form .checkbox-field input {
  width: auto;
  margin-top: 0.2rem;
}

.contact-form .checkbox-field span {
  font-size: 0.9rem;
}

.resource-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.resource-hub-section {
  scroll-margin-top: 92px;
}

.breadcrumb-section {
  padding: 1rem 0;
  border-bottom: 1px solid rgba(201, 154, 61, 0.14);
  background: var(--warm-white);
}

.breadcrumb-nav {
  display: flex;
  flex-wrap: wrap;
  gap: 0.45rem;
  align-items: center;
  color: var(--slate);
  font-size: 0.84rem;
  font-weight: 750;
}

.breadcrumb-nav a {
  color: var(--gold-shadow);
  text-decoration: none;
}

.breadcrumb-nav a:hover {
  color: var(--midnight);
}

.breadcrumb-nav span[aria-current="page"] {
  color: var(--midnight);
}

.resource-filter-panel,
.resource-selector {
  border: 1px solid rgba(201, 154, 61, 0.26);
  border-radius: 8px;
  background: #fff8ed;
  box-shadow: 0 18px 52px rgba(23, 35, 50, 0.08);
  margin-bottom: 1.35rem;
  padding: clamp(1rem, 2vw, 1.35rem);
}

.resource-filter-panel {
  display: grid;
  gap: 0.85rem;
}

.resource-search {
  display: grid;
  gap: 0.42rem;
  color: var(--midnight);
  font-size: 0.9rem;
  font-weight: 850;
}

.resource-search input,
.resource-selector select {
  width: 100%;
  border: 1px solid rgba(23, 35, 50, 0.18);
  border-radius: 8px;
  background: var(--warm-white);
  color: var(--ink);
  padding: 0.82rem 0.9rem;
}

.resource-filter-row {
  display: flex;
  flex-wrap: wrap;
  gap: 0.46rem;
  align-items: center;
}

.resource-filter-row > span {
  min-width: 78px;
  color: var(--gold-shadow);
  font-size: 0.72rem;
  font-weight: 900;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.resource-chip,
.resource-clear {
  min-height: 36px;
  border: 1px solid rgba(201, 154, 61, 0.32);
  border-radius: 999px;
  background: rgba(255, 251, 244, 0.82);
  color: var(--midnight);
  cursor: pointer;
  font-size: 0.82rem;
  font-weight: 850;
  padding: 0.42rem 0.72rem;
}

.resource-chip:hover,
.resource-chip.is-active,
.resource-clear:hover {
  border-color: rgba(201, 154, 61, 0.72);
  background: #fff2d8;
  color: #6f4d15;
}

.resource-clear {
  justify-self: start;
}

.resource-results-meta {
  margin: 0 0 0.85rem;
  color: var(--gold-shadow);
  font-size: 0.82rem;
  font-weight: 850;
}

.resource-card {
  min-height: 230px;
  display: flex;
  flex-direction: column;
}

.resource-card > a {
  margin-top: auto;
  color: var(--gold-shadow);
  font-weight: 800;
}

.resource-card-tags,
.article-aside-note div {
  display: flex;
  flex-wrap: wrap;
  gap: 0.38rem;
  margin: 0.9rem 0 1rem;
}

.resource-tag {
  display: inline-flex;
  align-items: center;
  border: 1px solid rgba(201, 154, 61, 0.24);
  border-radius: 999px;
  background: #fff2d8;
  color: #6f4d15;
  font-size: 0.7rem;
  font-weight: 850;
  line-height: 1.2;
  padding: 0.28rem 0.48rem;
  text-decoration: none;
}

.resource-tag:hover {
  border-color: rgba(201, 154, 61, 0.62);
  background: #ffe6b9;
  color: var(--midnight);
}

.resource-no-results {
  border: 1px solid rgba(201, 154, 61, 0.26);
  border-radius: 8px;
  background: #fff8ed;
  color: var(--slate);
  margin: 1rem 0 0;
  padding: 1rem;
}

.start-path-grid,
.resource-comparison-grid,
.guide-panel-grid,
.article-link-grid,
.kb-selector-results {
  display: grid;
  gap: 1rem;
}

.start-path-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.start-path-card,
.resource-comparison-card,
.guide-panel,
.kb-selector-result {
  border: 1px solid rgba(201, 154, 61, 0.24);
  border-radius: 8px;
  background: rgba(255, 251, 244, 0.78);
  box-shadow: 0 16px 44px rgba(23, 35, 50, 0.08);
  padding: 1.25rem;
}

.start-path-card h3,
.resource-comparison-card h3,
.guide-panel h2,
.kb-selector-heading h3 {
  margin: 0 0 0.65rem;
  color: var(--midnight);
  font-size: 1.55rem;
  line-height: 1.08;
}

.start-path-card p,
.resource-comparison-card dd,
.kb-selector-heading p,
.kb-selector-result span {
  color: var(--slate);
}

.start-path-links,
.article-link-grid {
  display: grid;
  gap: 0.48rem;
  margin-top: 1rem;
}

.start-path-links a,
.article-link-grid a {
  border-top: 1px solid rgba(201, 154, 61, 0.18);
  color: var(--midnight);
  font-weight: 800;
  padding-top: 0.48rem;
  text-decoration: none;
}

.start-path-links a:hover,
.article-link-grid a:hover {
  color: var(--gold-shadow);
}

.resource-comparison-grid {
  grid-template-columns: repeat(5, minmax(0, 1fr));
}

.compact-comparison-grid {
  grid-template-columns: 1fr;
}

.resource-comparison-card dl {
  display: grid;
  gap: 0.85rem;
  margin: 0;
}

.resource-comparison-card dt {
  color: var(--gold-shadow);
  font-size: 0.72rem;
  font-weight: 900;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.resource-comparison-card dd {
  margin: 0.2rem 0 0;
  font-size: 0.9rem;
  line-height: 1.55;
}

.section-navy .resource-selector {
  background: rgba(255, 251, 244, 0.07);
  border-color: rgba(226, 185, 95, 0.28);
  box-shadow: 0 24px 62px rgba(0, 0, 0, 0.16);
}

.resource-selector {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(340px, 0.46fr);
  align-items: start;
  gap: 1rem;
}

.resource-selector-fields {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 0.85rem;
}

.resource-selector label {
  display: grid;
  gap: 0.38rem;
  color: var(--warm-white);
  font-size: 0.88rem;
  font-weight: 850;
}

.resource-selector-output {
  border: 1px solid rgba(226, 185, 95, 0.24);
  border-radius: 8px;
  background: rgba(7, 26, 45, 0.35);
  padding: 1rem;
}

.kb-selector-heading span {
  display: block;
  color: var(--gold-bright);
  font-size: 0.72rem;
  font-weight: 900;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.kb-selector-heading h3 {
  color: var(--warm-white);
  margin-top: 0.3rem;
}

.kb-selector-heading p {
  margin: 0 0 0.9rem;
  color: rgba(247, 241, 231, 0.78);
  font-size: 0.9rem;
  line-height: 1.55;
}

.kb-selector-result {
  display: grid;
  gap: 0.32rem;
  background: rgba(255, 251, 244, 0.08);
  color: var(--warm-white);
  text-decoration: none;
}

.kb-selector-result:hover {
  border-color: rgba(226, 185, 95, 0.58);
  color: var(--warm-white);
}

.kb-selector-result strong {
  color: var(--gold-bright);
  font-size: 0.95rem;
}

.kb-selector-result span {
  color: rgba(247, 241, 231, 0.78);
  font-size: 0.86rem;
  line-height: 1.45;
}

.kb-selector-result-strong {
  border-color: rgba(226, 185, 95, 0.46);
  background: rgba(226, 185, 95, 0.12);
}

.kb-selector-result-caution {
  border-color: rgba(226, 185, 95, 0.36);
}

.guide-panel-grid {
  grid-template-columns: repeat(2, minmax(0, 1fr));
  margin-top: 2rem;
}

.article-deep-grid {
  display: grid;
  gap: 1rem;
}

.article-deep-card {
  border: 1px solid rgba(201, 154, 61, 0.2);
  border-radius: 8px;
  background: #fff8ed;
  padding: 1.2rem;
}

.article-deep-card h3 {
  margin: 0 0 0.55rem;
  color: var(--midnight);
  font-size: 1.45rem;
  line-height: 1.08;
}

.article-deep-card p {
  margin: 0 0 0.8rem;
}

.article-decision-visual {
  margin: 1.35rem 0 1.65rem;
  border: 1px solid rgba(201, 154, 61, 0.26);
  border-radius: 8px;
  background:
    linear-gradient(135deg, rgba(255, 248, 237, 0.94), rgba(255, 251, 244, 0.78)),
    #fff8ed;
  box-shadow: 0 18px 48px rgba(23, 35, 50, 0.07);
  padding: clamp(1rem, 2vw, 1.35rem);
}

.decision-visual-head {
  max-width: 720px;
}

.decision-visual-head h2 {
  margin: 0 0 0.55rem;
}

.decision-visual-head p {
  margin: 0;
  font-size: 0.95rem;
}

.decision-visual-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 0.75rem;
  margin-top: 1rem;
}

.decision-visual-grid > div {
  min-width: 0;
  border: 1px solid rgba(201, 154, 61, 0.18);
  border-radius: 8px;
  background: rgba(255, 251, 244, 0.74);
  padding: 0.85rem;
}

.decision-visual-grid span {
  display: block;
  margin-bottom: 0.45rem;
  color: var(--gold-shadow);
  font-size: 0.68rem;
  font-weight: 900;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.decision-visual-grid strong,
.decision-visual-grid em {
  color: var(--midnight);
  font-size: 0.92rem;
  font-style: normal;
  line-height: 1.35;
}

.decision-pill-row,
.decision-related-links {
  display: flex;
  flex-wrap: wrap;
  gap: 0.38rem;
}

.decision-related-links {
  display: grid;
}

.decision-related-links a {
  color: var(--midnight);
  font-size: 0.88rem;
  font-weight: 800;
  line-height: 1.3;
  text-decoration: none;
}

.decision-related-links a:hover {
  color: var(--gold-shadow);
}

.guide-panel {
  background: #fff8ed;
}

.guide-panel h2 {
  font-size: 1.75rem;
}

.article-link-grid {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.source-link-grid a {
  overflow-wrap: anywhere;
}

.article-aside-note {
  border-top: 1px solid rgba(201, 154, 61, 0.18);
  padding-top: 0.8rem;
}

.article-aside-note p {
  margin: 0;
  color: var(--gold-shadow);
  font-size: 0.72rem;
  font-weight: 900;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.options-section {
  background:
    linear-gradient(180deg, rgba(255, 251, 244, 0.96), rgba(247, 241, 231, 0.84)),
    var(--ivory);
}

.options-section {
  scroll-margin-top: 92px;
}

.options-primer {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 0.85rem;
  margin-bottom: 1.1rem;
}

.options-primer article {
  position: relative;
  overflow: hidden;
  border: 1px solid rgba(201, 154, 61, 0.42);
  border-radius: 8px;
  background:
    linear-gradient(135deg, rgba(11, 34, 56, 0.98), rgba(7, 26, 45, 0.92)),
    #0b2238;
  box-shadow: 0 18px 44px rgba(7, 26, 45, 0.12);
  padding: 1rem;
}

.options-primer article::after {
  content: "";
  position: absolute;
  right: 1rem;
  bottom: 1rem;
  left: 1rem;
  height: 1px;
  background: linear-gradient(90deg, transparent, rgba(226, 185, 95, 0.6), transparent);
}

.options-primer span {
  display: inline-grid;
  place-items: center;
  width: 2.7rem;
  height: 2.7rem;
  border: 1px solid rgba(226, 185, 95, 0.72);
  border-radius: 50%;
  background: #fff2d8;
  color: var(--midnight);
  font-family: "Inter", system-ui, sans-serif;
  font-size: 0.88rem;
  font-weight: 900;
  letter-spacing: 0;
  box-shadow: 0 8px 20px rgba(0, 0, 0, 0.18);
}

.options-primer h2 {
  margin: 0.75rem 0 0.42rem;
  color: #fffbf4;
  font-family: "Inter", system-ui, sans-serif;
  font-size: 0.95rem;
  line-height: 1.25;
}

.options-primer p {
  margin: 0;
  color: rgba(255, 251, 244, 0.84);
  font-size: 0.86rem;
  line-height: 1.5;
}

.options-finder,
.options-workspace,
.options-builder,
.options-advisor {
  min-width: 0;
}

.options-progress {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 0.5rem;
  margin: 0 0 1rem;
  padding: 0;
  list-style: none;
}

.options-progress li {
  border: 1px solid rgba(201, 154, 61, 0.2);
  border-radius: 8px;
  background: rgba(255, 251, 244, 0.72);
  color: var(--slate);
  overflow: hidden;
}

.options-progress button {
  display: block;
  width: 100%;
  height: 100%;
  border: 0;
  background: transparent;
  padding: 0.78rem 0.9rem;
  text-align: left;
  cursor: pointer;
  font-family: inherit;
}

.options-progress li.is-active,
.options-progress li.is-complete {
  border-color: rgba(201, 154, 61, 0.5);
  background: #fff2d8;
}

.options-progress li.is-active {
  box-shadow: 0 12px 30px rgba(138, 101, 40, 0.12);
}

.options-progress span {
  display: block;
  color: var(--gold-shadow);
  font-size: 0.68rem;
  font-weight: 900;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.options-progress strong {
  display: block;
  margin-top: 0.2rem;
  color: var(--midnight);
  font-size: 0.85rem;
}

.options-finder.is-paginated .options-page[hidden] {
  display: none;
}

.options-finder.is-paginated .options-page.is-active {
  animation: options-page-in 260ms ease both;
}

@keyframes options-page-in {
  from {
    opacity: 0;
    transform: translateY(10px);
  }

  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@media (prefers-reduced-motion: reduce) {
  .options-finder.is-paginated .options-page.is-active {
    animation: none;
  }
}

.options-workspace {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(360px, 0.46fr);
  align-items: start;
  gap: 1.2rem;
}

.options-builder,
.options-advisor {
  display: grid;
  gap: 1rem;
}

.options-advisor {
  position: sticky;
  top: 104px;
}

.options-panel,
.options-advisor-card,
.options-shortcuts,
.options-submit-card {
  border: 1px solid rgba(201, 154, 61, 0.24);
  border-radius: 8px;
  background: #fff8ed;
  box-shadow: 0 18px 52px rgba(23, 35, 50, 0.08);
  padding: clamp(1.1rem, 2.4vw, 1.65rem);
}

.options-page-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.65rem;
  margin-top: 1.15rem;
}

.options-page-actions .button {
  min-width: 160px;
}

.options-reassurance-note {
  max-width: 620px;
  margin-top: 1.1rem;
  border-top: 1px solid rgba(201, 154, 61, 0.24);
  padding-top: 0.95rem;
}

.options-reassurance-note h3 {
  margin: 0 0 0.3rem;
  color: var(--midnight);
  font-family: "Inter", system-ui, sans-serif;
  font-size: 0.9rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  line-height: 1.25;
  text-transform: uppercase;
}

.options-reassurance-note p {
  margin: 0;
  color: #5f6872;
  font-size: 0.9rem;
  line-height: 1.6;
}

.options-panel .button-outline,
.options-shortcuts .button-outline,
.options-submit-card .button-outline {
  border-color: rgba(201, 154, 61, 0.58);
  background: rgba(255, 251, 244, 0.82);
  color: #071a2d;
}

.options-panel .button-outline:hover,
.options-shortcuts .button-outline:hover,
.options-submit-card .button-outline:hover {
  border-color: rgba(201, 154, 61, 0.86);
  background: #fff2d8;
  color: #071a2d;
  box-shadow: 0 12px 28px rgba(138, 101, 40, 0.12);
}

.options-panel h2,
.options-advisor-card h2,
.options-shortcuts h2,
.options-submit-card h2 {
  margin: 0 0 0.8rem;
  color: var(--midnight);
  font-size: 2rem;
  line-height: 1.04;
}

.options-helper,
.options-advisor-card p,
.options-shortcuts p,
.options-submit-card p {
  color: var(--slate);
}

.options-why,
.options-detail-summary {
  border: 1px solid rgba(201, 154, 61, 0.22);
  border-radius: 8px;
  background: rgba(255, 251, 244, 0.7);
  margin: 0.95rem 0;
  padding: 0.95rem;
}

.options-why h3,
.options-detail-summary h3 {
  margin: 0 0 0.45rem;
  color: var(--midnight);
  font-family: "Inter", system-ui, sans-serif;
  font-size: 0.82rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.options-why ul {
  display: grid;
  gap: 0.32rem;
  margin: 0;
  padding-left: 1.1rem;
  color: var(--slate);
  font-size: 0.9rem;
}

.options-why li::marker {
  color: var(--gold-shadow);
}

.options-detail-summary p {
  margin: 0 0 0.7rem;
  color: var(--slate);
}

.options-known {
  display: flex;
  flex-wrap: wrap;
  gap: 0.42rem;
  margin-bottom: 0.65rem;
}

.options-known span {
  border: 1px solid rgba(201, 154, 61, 0.28);
  border-radius: 999px;
  background: #fff2d8;
  color: #071a2d;
  padding: 0.34rem 0.55rem;
  font-size: 0.78rem;
  font-weight: 800;
}

.options-detail-summary small {
  color: var(--gold-shadow);
  font-weight: 800;
}

.options-route-cards {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 0.75rem;
  margin-top: 1rem;
}

.options-route-cards article {
  border: 1px solid rgba(201, 154, 61, 0.22);
  border-radius: 8px;
  background: var(--warm-white);
  padding: 1rem;
}

.options-route-cards span {
  display: block;
  color: var(--gold-shadow);
  font-size: 0.72rem;
  font-weight: 900;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.options-route-cards strong {
  display: block;
  margin: 0.45rem 0 0.35rem;
  color: var(--midnight);
  font-family: "Cormorant Garamond", Georgia, serif;
  font-size: 1.55rem;
  line-height: 1.03;
}

.options-route-cards p {
  margin: 0;
  color: var(--slate);
  font-size: 0.9rem;
  line-height: 1.5;
}

.option-choice-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 0.75rem;
}

.option-choice {
  cursor: pointer;
}

.option-choice input {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}

.option-choice span {
  display: grid;
  min-height: 126px;
  align-content: start;
  gap: 0.48rem;
  border: 1px solid rgba(201, 154, 61, 0.24);
  border-radius: 8px;
  padding: 1rem;
  background: var(--warm-white);
  transition:
    border-color 160ms ease,
    box-shadow 160ms ease,
    transform 160ms ease,
    background 160ms ease;
}

.option-choice strong {
  color: var(--midnight);
  font-size: 1rem;
}

.option-choice em {
  color: var(--slate);
  font-size: 0.88rem;
  font-style: normal;
  line-height: 1.45;
}

.option-choice input:checked + span,
.option-choice:focus-within span {
  border-color: rgba(201, 154, 61, 0.72);
  background: #fff2d8;
  box-shadow: 0 12px 30px rgba(138, 101, 40, 0.12);
}

.option-choice:hover span {
  transform: translateY(-1px);
}

.options-fields,
.options-contact-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 0.85rem;
}

.options-fields label,
.options-contact-grid label {
  display: grid;
  gap: 0.38rem;
  color: var(--midnight);
  font-size: 0.88rem;
  font-weight: 800;
}

.options-field {
  border: 1px solid transparent;
  border-radius: 8px;
  margin: -0.22rem;
  padding: 0.22rem;
  transition:
    border-color 160ms ease,
    background 160ms ease;
}

.options-field.is-recommended {
  border-color: rgba(201, 154, 61, 0.28);
  background: rgba(226, 185, 95, 0.08);
}

.options-field.is-recommended > span {
  color: var(--gold-shadow);
}

.options-fields input,
.options-fields select,
.options-contact-grid input,
.options-contact-grid select {
  width: 100%;
  border: 1px solid rgba(23, 35, 50, 0.18);
  border-radius: 8px;
  background: var(--warm-white);
  color: var(--ink);
  padding: 0.82rem 0.9rem;
}

.options-split-input {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 76px;
  gap: 0.45rem;
}

.options-split-input select {
  text-align: center;
  font-weight: 850;
}

.options-subfields {
  grid-column: 1 / -1;
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 0.75rem;
}

.options-subfields legend {
  grid-column: 1 / -1;
  color: var(--midnight);
  font-family: "Cormorant Garamond", Georgia, serif;
  font-size: 1.35rem;
  font-weight: 800;
}

.options-subfields p {
  grid-column: 1 / -1;
  margin: -0.2rem 0 0;
  color: var(--slate);
  font-size: 0.82rem;
  line-height: 1.45;
}

.option-tags {
  display: flex;
  flex-wrap: wrap;
  gap: 0.45rem;
  margin: 0.9rem 0 1rem;
}

.option-tags span {
  border: 1px solid rgba(201, 154, 61, 0.28);
  border-radius: 999px;
  padding: 0.36rem 0.55rem;
  background: rgba(255, 251, 244, 0.74);
  color: var(--gold-shadow);
  font-size: 0.74rem;
  font-weight: 850;
}

.option-confidence {
  display: grid;
  gap: 0.2rem;
  border: 1px solid rgba(201, 154, 61, 0.2);
  border-radius: 8px;
  margin-top: 0.85rem;
  padding: 0.78rem 0.85rem;
  background: rgba(255, 251, 244, 0.72);
}

.option-confidence strong {
  color: var(--midnight);
  font-size: 0.9rem;
}

.option-confidence span {
  color: var(--slate);
  font-size: 0.86rem;
  line-height: 1.45;
}

.option-confidence-strong {
  border-color: rgba(31, 107, 69, 0.25);
  background: rgba(31, 107, 69, 0.08);
}

.option-confidence-caution {
  border-color: rgba(201, 154, 61, 0.38);
  background: rgba(226, 185, 95, 0.14);
}

.option-snapshot {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 0.5rem;
  margin: 0 0 0.8rem;
}

.option-metric {
  border: 1px solid rgba(201, 154, 61, 0.18);
  border-radius: 8px;
  background: rgba(255, 251, 244, 0.74);
  padding: 0.72rem;
}

.option-metric span,
.option-metric em {
  display: block;
  color: var(--slate);
  font-size: 0.72rem;
  font-style: normal;
  line-height: 1.35;
}

.option-metric strong {
  display: block;
  margin: 0.18rem 0;
  color: var(--midnight);
  font-family: "Cormorant Garamond", Georgia, serif;
  font-size: 1.32rem;
  line-height: 1;
}

.option-metric-strong {
  border-color: rgba(31, 107, 69, 0.26);
  background: rgba(31, 107, 69, 0.07);
}

.option-metric-caution {
  border-color: rgba(201, 154, 61, 0.36);
  background: rgba(226, 185, 95, 0.13);
}

.option-insights {
  display: grid;
  gap: 0.65rem;
}

.option-insight,
.option-missing,
.option-next-step,
.option-action-links,
.option-conversation {
  border: 1px solid rgba(201, 154, 61, 0.2);
  border-radius: 8px;
  padding: 0.88rem;
  background: rgba(255, 251, 244, 0.7);
}

.option-insight-strong {
  border-color: rgba(31, 107, 69, 0.28);
  background: rgba(31, 107, 69, 0.08);
}

.option-insight-caution,
.option-insight-urgent {
  border-color: rgba(201, 154, 61, 0.42);
  background: rgba(226, 185, 95, 0.14);
}

.option-insight h3,
.option-missing h3,
.option-next-step h3,
.option-action-links h3,
.option-conversation h3 {
  margin: 0 0 0.38rem;
  color: var(--midnight);
  font-family: "Inter", system-ui, sans-serif;
  font-size: 0.85rem;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}

.option-insight p,
.option-next-step p {
  margin: 0;
  color: var(--slate);
  font-size: 0.92rem;
  line-height: 1.5;
}

.option-missing,
.option-next-step,
.option-action-links,
.option-conversation {
  margin-top: 0.75rem;
}

.option-missing ul,
.option-conversation ul {
  display: grid;
  gap: 0.35rem;
  margin: 0;
  padding-left: 1.1rem;
  color: var(--slate);
  font-size: 0.9rem;
}

.option-missing li::marker,
.option-conversation li::marker {
  color: var(--gold-shadow);
}

.option-action-links {
  display: grid;
  gap: 0.55rem;
}

.option-action-links h3 {
  margin-bottom: 0.1rem;
}

.option-action {
  display: grid;
  gap: 0.16rem;
  border: 1px solid rgba(201, 154, 61, 0.2);
  border-radius: 8px;
  background: rgba(255, 251, 244, 0.78);
  padding: 0.72rem 0.78rem;
  text-decoration: none;
  transition:
    transform 160ms ease,
    border-color 160ms ease,
    box-shadow 160ms ease;
}

.option-action:hover {
  border-color: rgba(201, 154, 61, 0.48);
  box-shadow: 0 10px 24px rgba(138, 101, 40, 0.12);
  transform: translateY(-1px);
}

.option-action strong {
  color: var(--midnight);
  font-size: 0.9rem;
}

.option-action span {
  color: var(--slate);
  font-size: 0.82rem;
  line-height: 1.42;
}

.option-action-primary {
  border-color: rgba(201, 154, 61, 0.52);
  background: #fff2d8;
}

.option-action-apply {
  border-color: rgba(31, 107, 69, 0.24);
  background: rgba(31, 107, 69, 0.07);
}

.options-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.65rem;
  margin-top: 0.9rem;
}

.subnav {
  display: flex;
  gap: 0.55rem;
  flex-wrap: wrap;
  align-items: center;
  border: 1px solid rgba(201, 154, 61, 0.22);
  border-radius: 8px;
  background: rgba(255, 248, 237, 0.72);
  padding: 0.65rem;
}

.subnav a {
  border-radius: 6px;
  color: var(--midnight);
  font-size: 0.88rem;
  font-weight: 800;
  line-height: 1.2;
  padding: 0.58rem 0.72rem;
  text-decoration: none;
}

.subnav a:hover,
.subnav a[aria-current="page"] {
  background: rgba(201, 154, 61, 0.16);
  color: #6f4d15;
}

.section-compact {
  padding: 30px 0 0;
  background: var(--ivory);
}

.calculator-tools-anchor {
  scroll-margin-top: 92px;
}

.calculator-library-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.calculator-detail-shell,
.article-shell {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(300px, 0.42fr);
  align-items: start;
  gap: 1.25rem;
}

.calculator-detail-main .calculator-card {
  box-shadow: 0 20px 58px rgba(23, 35, 50, 0.1);
}

.calculator-explainer,
.article-aside,
.takeaway-panel {
  border: 1px solid rgba(201, 154, 61, 0.24);
  border-radius: 8px;
  background: #fff8ed;
  padding: 1.35rem;
}

.calculator-explainer {
  position: sticky;
  top: 110px;
}

.calculator-explainer h2,
.article-body h2,
.article-aside h2,
.takeaway-panel h2 {
  margin: 0 0 0.7rem;
  color: var(--midnight);
  font-size: 1.85rem;
  line-height: 1.05;
}

.calculator-explainer h3 {
  margin: 1.25rem 0 0.55rem;
  color: var(--midnight);
  font-family: "Inter", system-ui, sans-serif;
  font-size: 0.92rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.calculator-explainer p,
.article-body p,
.article-aside a {
  color: var(--slate);
}

.article-body {
  border: 1px solid rgba(201, 154, 61, 0.18);
  border-radius: 8px;
  background: var(--warm-white);
  padding: clamp(1.25rem, 3vw, 2.4rem);
}

.article-meta {
  margin: 0 0 0.8rem;
  color: var(--gold-shadow);
  font-size: 0.82rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.article-lede {
  margin-top: 0;
  color: var(--ink);
  font-size: 1.15rem;
}

.article-block {
  margin-top: 2rem;
}

.article-block p {
  margin-bottom: 0;
}

.article-aside {
  display: grid;
  gap: 0.55rem;
  position: sticky;
  top: 110px;
}

.article-aside a {
  border-top: 1px solid rgba(201, 154, 61, 0.18);
  padding-top: 0.55rem;
  font-weight: 750;
  text-decoration: none;
}

.article-aside .resource-tag {
  border-top: 1px solid rgba(201, 154, 61, 0.24);
  padding-top: 0.28rem;
}

.article-footer-nav {
  display: grid;
  gap: 1rem;
  margin-top: 2.4rem;
  border-top: 1px solid rgba(201, 154, 61, 0.18);
  padding-top: 1.2rem;
}

.article-footer-links {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 0.75rem;
}

.article-footer-links a {
  border: 1px solid rgba(201, 154, 61, 0.22);
  border-radius: 8px;
  background: #fff8ed;
  color: var(--midnight);
  font-weight: 850;
  line-height: 1.25;
  padding: 0.9rem;
  text-decoration: none;
}

.article-footer-links a:hover {
  border-color: rgba(201, 154, 61, 0.58);
  color: var(--gold-shadow);
}

.article-footer-links span {
  display: block;
  margin-bottom: 0.28rem;
  color: var(--gold-shadow);
  font-size: 0.68rem;
  font-weight: 900;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.calculator-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1rem;
}

.calculator-card {
  border: 1px solid rgba(201, 154, 61, 0.24);
  border-radius: 8px;
  background: #fff8ed;
  box-shadow: 0 16px 44px rgba(23, 35, 50, 0.08);
}

.calculator-card form {
  display: grid;
  gap: 1rem;
  padding: 1.35rem;
}

.calculator-heading h3 {
  margin: 0 0 0.55rem;
  color: var(--midnight);
  font-size: 1.7rem;
  line-height: 1.06;
}

.calculator-heading p {
  margin: 0;
  color: var(--slate);
}

.calculator-fields {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 0.85rem;
}

.calculator-fields label {
  display: grid;
  gap: 0.35rem;
  color: var(--midnight);
  font-size: 0.88rem;
  font-weight: 800;
}

.input-affix {
  position: relative;
}

.input-affix input {
  padding-right: 4.8rem;
}

.input-affix em {
  position: absolute;
  right: 0.85rem;
  top: 50%;
  transform: translateY(-50%);
  color: #6d7782;
  font-size: 0.75rem;
  font-style: normal;
  font-weight: 800;
  pointer-events: none;
}

.calculator-result {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 0.6rem;
}

.calculator-result div {
  min-height: 96px;
  border: 1px solid rgba(201, 154, 61, 0.22);
  border-radius: 8px;
  padding: 0.85rem;
  background: rgba(7, 26, 45, 0.04);
}

.calculator-result span,
.calculator-result small {
  display: block;
  color: var(--slate);
  font-size: 0.76rem;
  font-weight: 800;
  line-height: 1.35;
}

.calculator-result strong {
  display: block;
  margin-top: 0.25rem;
  color: var(--midnight);
  font-size: 1rem;
  line-height: 1.22;
}

.calculator-result small {
  margin-top: 0.35rem;
  font-weight: 600;
}

.calculator-disclaimer {
  margin: 1.25rem 0 0;
  color: #5f6872;
  font-size: 0.8rem;
  line-height: 1.6;
}

.legal-section {
  background:
    linear-gradient(180deg, rgba(255, 251, 244, 0.96), rgba(247, 241, 231, 0.82)),
    var(--ivory);
}

.legal-meta {
  width: fit-content;
  max-width: 100%;
  margin: 0 0 1.25rem;
  border: 1px solid rgba(201, 154, 61, 0.32);
  border-radius: 999px;
  padding: 0.48rem 0.8rem;
  background: rgba(255, 251, 244, 0.82);
  color: var(--gold-shadow);
  font-size: 0.84rem;
  font-weight: 800;
}

.legal-block {
  padding: 1.55rem;
  margin-bottom: 1rem;
  background: #fff8ed;
}

.legal-block h2 {
  margin: 0 0 0.75rem;
  color: var(--midnight);
  font-size: 1.55rem;
  line-height: 1.12;
}

.legal-block p {
  margin: 0;
  line-height: 1.72;
}

.legal-block .legal-license-line {
  font-size: 0.94rem;
  font-weight: 400;
}

.legal-block p + p {
  margin-top: 0.72rem;
}

.legal-block ul {
  display: grid;
  gap: 0.52rem;
  margin: 0.9rem 0 0;
  padding-left: 1.18rem;
}

.legal-block li {
  line-height: 1.62;
  padding-left: 0.14rem;
}

.legal-block li::marker {
  color: var(--gold-shadow);
}

.legal-links {
  display: flex;
  flex-wrap: wrap;
  gap: 0.7rem;
  margin-top: 1rem;
}

.legal-links a {
  display: inline-flex;
  align-items: center;
  border: 1px solid rgba(201, 154, 61, 0.35);
  border-radius: 8px;
  padding: 0.58rem 0.78rem;
  color: var(--midnight);
  font-weight: 800;
  text-decoration: none;
}

.legal-links a:hover {
  border-color: rgba(201, 154, 61, 0.72);
  color: var(--gold-shadow);
}

.site-footer {
  border-top: 1px solid rgba(226, 185, 95, 0.24);
  background: #061526;
  color: rgba(247, 241, 231, 0.82);
}

.footer-shell {
  width: min(var(--max), calc(100% - 48px));
  margin: 0 auto;
  padding: 60px 0 38px;
  display: grid;
  grid-template-columns: 1.15fr 1.18fr 0.72fr 0.78fr;
  gap: 2rem;
}

.footer-brand img {
  width: 250px;
  margin-bottom: 1rem;
}

.footer-brand p,
.footer-column p {
  margin: 0.35rem 0;
}

.footer-column h2 {
  margin: 0 0 0.8rem;
  color: var(--gold-bright);
  font-family: "Inter", system-ui, sans-serif;
  font-size: 0.82rem;
  font-weight: 800;
  letter-spacing: 0.14em;
  text-transform: uppercase;
}

.footer-column span {
  color: var(--sand);
  font-weight: 700;
}

.footer-contact-line {
  display: flex;
  gap: 0.35rem;
  flex-wrap: wrap;
  align-items: baseline;
}

.footer-nowrap {
  white-space: nowrap;
}

.footer-column a {
  overflow-wrap: anywhere;
}

.footer-column .footer-nowrap {
  overflow-wrap: normal;
}

.equal-housing {
  color: var(--sand);
  font-weight: 700;
}

.footer-license-line {
  color: rgba(247, 241, 231, 0.78);
  font-weight: 400;
}

.footer-bottom {
  width: min(var(--max), calc(100% - 48px));
  margin: 0 auto;
  padding: 22px 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  border-top: 1px solid rgba(226, 185, 95, 0.16);
  color: rgba(247, 241, 231, 0.68);
  font-size: 0.85rem;
}

.footer-bottom p {
  margin: 0;
}

.footer-bottom div {
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
}

@media (max-width: 1180px) {
  .header-shell {
    min-height: 78px;
  }

  .brand-link img {
    width: 210px;
  }

  .mortgage-trend-pill {
    max-width: 178px;
  }

  .mobile-menu-button {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    flex-direction: column;
    flex: 0 0 46px;
  }

  .site-nav {
    position: fixed;
    top: 78px;
    right: 0;
    left: 0;
    z-index: 99;
    display: block;
    visibility: hidden;
    height: calc(100vh - 78px);
    height: calc(100dvh - 78px);
    overflow-y: auto;
    border-bottom: 1px solid rgba(226, 185, 95, 0.24);
    background: linear-gradient(180deg, var(--midnight), var(--navy));
    box-shadow: 0 34px 80px rgba(0, 0, 0, 0.38);
    opacity: 0;
    pointer-events: none;
    transform: translateY(-8px);
    transition: opacity 180ms ease, transform 180ms ease, visibility 180ms ease;
  }

  body.nav-open .site-nav {
    visibility: visible;
    opacity: 1;
    pointer-events: auto;
    transform: translateY(0);
  }

  .nav-links,
  .nav-actions {
    width: min(var(--max), calc(100% - 48px));
    margin: 0 auto;
  }

  .nav-links {
    display: grid;
    grid-template-columns: 1fr;
    gap: 0.35rem;
    padding: 1.1rem 0 0.9rem;
  }

  .nav-group {
    display: grid;
    align-items: stretch;
    gap: 0.1rem;
  }

  .nav-link {
    min-height: 44px;
    justify-self: start;
    width: fit-content;
    font-size: 1rem;
  }

  .nav-link::after {
    display: none;
  }

  .nav-parent {
    padding-right: 0;
  }

  .nav-parent::before {
    display: none;
  }

  .nav-menu {
    position: static;
    visibility: visible;
    opacity: 1;
    min-width: 0;
    transform: none;
    border: 0;
    background: transparent;
    box-shadow: none;
    margin: -0.1rem 0 0.35rem;
    padding: 0 0 0 1rem;
  }

  .nav-menu-link {
    width: fit-content;
    padding: 0.34rem 0;
    color: rgba(255, 251, 244, 0.68);
    font-size: 0.85rem;
  }

  .nav-menu-link:hover,
  .nav-menu-link.is-active {
    background: transparent;
  }

  .nav-actions {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 220px));
    justify-content: start;
    padding: 0 0 1.55rem;
  }

  .nav-actions .button {
    width: 100%;
  }

  .hero-shell,
  .page-hero-shell,
  .split-shell,
  .feature-reverse .split-shell,
  .contact-shell,
  .partner-application-shell,
  .options-workspace,
  .cta-shell {
    grid-template-columns: 1fr;
  }

  .feature-reverse .split-copy,
  .feature-reverse .split-panel {
    order: initial;
  }

  .hero-shell {
    gap: 2.5rem;
    padding-top: 132px;
  }

  .page-hero-shell {
    padding-top: 132px;
  }

  .page-hero-mark {
    justify-self: center;
    opacity: 0.42;
  }

  .page-hero-portrait {
    justify-self: center;
    opacity: 1;
    width: min(100%, 280px);
  }

  .card-grid,
  .loan-grid,
  .page-reviews .testimonial-grid,
  .resource-grid,
  .visual-story-grid,
  .strategy-visual-grid,
  .start-path-grid,
  .resource-comparison-grid,
  .review-source-grid,
  .options-primer,
  .calculator-grid,
  .calculator-library-grid,
  .calculator-detail-shell,
  .options-workspace,
  .resource-selector,
  .resource-selector-fields,
  .decision-visual-grid,
  .guide-panel-grid,
  .article-link-grid,
  .article-footer-links,
  .article-shell {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .visual-story-count-3 {
    width: 100%;
  }

  .timeline {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .footer-shell {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 760px) {
  .header-shell,
  .hero-shell,
  .page-hero-shell,
  .section-shell,
  .cta-shell,
  .trust-shell,
  .footer-shell,
  .footer-bottom,
  .nav-links,
  .nav-actions {
    width: min(var(--max), calc(100% - 32px));
  }

  .brand-link {
    min-width: 0;
  }

  .brand-link img {
    width: 176px;
  }

  .mortgage-trend-pill {
    max-width: 172px;
  }

  .mortgage-trend-line {
    width: 28px;
  }

  h1,
  .page-hero h1 {
    font-size: 2.72rem;
    line-height: 1;
  }

  .hero-shell {
    min-height: auto;
    padding: 118px 0 54px;
  }

  .page-hero-shell {
    min-height: auto;
    padding: 118px 0 54px;
  }

  .hero-lede,
  .page-hero p {
    font-size: 1rem;
  }

  .section {
    padding: 66px 0;
  }

  .section-intro {
    margin-bottom: 2rem;
    text-align: left;
  }

  .section-intro h2,
  .split-copy h2,
  .cta-band h2 {
    font-size: 2.45rem;
  }

  .card-grid,
  .loan-grid,
  .testimonial-grid,
  .page-reviews .testimonial-grid,
  .resource-grid,
  .visual-story-grid,
  .strategy-visual-grid,
  .start-path-grid,
  .resource-comparison-grid,
  .review-source-grid,
  .calculator-library-grid,
  .calculator-detail-shell,
  .options-primer,
  .options-workspace,
  .resource-selector,
  .resource-selector-fields,
  .decision-visual-grid,
  .guide-panel-grid,
  .article-link-grid,
  .option-choice-grid,
  .options-progress,
  .options-route-cards,
  .option-snapshot,
  .options-fields,
  .options-subfields,
  .options-contact-grid,
  .article-shell,
  .calculator-grid,
  .calculator-fields,
  .calculator-result,
  .timeline,
  .form-grid,
  .partner-card-grid,
  .partner-directory-grid,
  .footer-shell {
    grid-template-columns: 1fr;
  }

  .partner-profile-card {
    grid-template-columns: 1fr;
  }

  .partner-card-media {
    width: 132px;
    height: 132px;
  }

  .partner-application-shell h2 {
    font-size: 2.45rem;
  }

  .calculator-explainer,
  .options-advisor,
  .article-aside {
    position: static;
  }

  .page-reviews .testimonial-card-featured {
    grid-column: auto;
  }

  .comparison-table {
    border: 0;
    background: transparent;
    box-shadow: none;
  }

  .comparison-row.comparison-head {
    display: none;
  }

  .comparison-row {
    display: grid;
    grid-template-columns: 1fr;
    margin-bottom: 1rem;
    overflow: hidden;
    border: 1px solid rgba(226, 185, 95, 0.28);
    border-radius: 8px;
    background: rgba(7, 26, 45, 0.38);
  }

  .comparison-row > div {
    min-height: auto;
    border-right: 0;
    display: grid;
    gap: 0.25rem;
  }

  .comparison-row > div::before {
    content: attr(data-label);
    color: var(--gold-bright);
    font-size: 0.72rem;
    font-weight: 800;
    letter-spacing: 0.1em;
    text-transform: uppercase;
  }

  .button {
    width: 100%;
  }

  .nav-actions .button {
    width: auto;
  }

  .hero-actions,
  .cta-actions {
    width: 100%;
  }

  .hero-visual {
    width: min(100%, 320px);
  }

  .check-list.two-column {
    grid-template-columns: 1fr;
  }

  .article-footer-links {
    grid-template-columns: 1fr;
  }

  .contact-cards a {
    font-size: 1rem;
    overflow-wrap: anywhere;
  }

  .footer-bottom {
    align-items: flex-start;
    flex-direction: column;
  }
}

@media (max-width: 520px) {
  .header-shell,
  .hero-shell,
  .page-hero-shell,
  .section-shell,
  .cta-shell,
  .trust-shell,
  .footer-shell,
  .footer-bottom,
  .nav-links,
  .nav-actions {
    width: min(358px, calc(100% - 32px));
    margin-left: 16px;
    margin-right: auto;
  }

  .nav-links {
    grid-template-columns: 1fr;
  }

  .brand-link img {
    width: 150px;
  }

  .header-shell {
    gap: 0.5rem;
  }

  .mortgage-trend-pill {
    max-width: 112px;
    padding-inline: 0.44rem;
  }

  .mortgage-trend-line {
    display: none;
  }

  .mortgage-trend-copy small {
    display: none;
  }

  h1,
  .page-hero h1 {
    font-size: 2.34rem;
  }

  .section-intro h2,
  .split-copy h2,
  .cta-band h2 {
    font-size: 2.12rem;
  }

  .quote-panel p {
    font-size: 1.55rem;
  }

  .trust-shell {
    justify-content: flex-start;
  }
}

@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    scroll-behavior: auto !important;
    transition-duration: 0.01ms !important;
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
  }
}