PurchaseRefinanceVAFHAJumbo
Anywhere in California
Your California mortgage, shopped for you
We're David and Tasha Wolf, California mortgage brokers. We compare loans from multiple wholesale lenders, explain the trade-offs in plain English, and tell you when the smart move is to wait.
David & Tasha Wolf · Mortgage brokers · NMLS 1826415 & 1832938 · 800-266-8663
Explore your options. This planning tool is not a rate quote.
Rates, terms, and eligibility depend on credit profile, income, property, loan program, occupancy, market conditions, and underwriting approval. NMLS 1830991.
How it works
Four steps, no pressure.
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Tell us the goal
Use the finder above or just call. Buying, refinancing, pulling cash out: start there.
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We look at the whole picture
Income, savings, credit, debts and the property all shape your options. Documents go only through the secure application.
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We shop and compare
We price your loan with several lenders and lay out payment, cash to close and fees side by side.
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We see it through
If you go ahead, we work through the underwriter's questions with you and explain the closing numbers. The lender makes the final decision.
Bank, online lender or broker?
Each can be the right call. A broker's edge is choice: we shop several lenders for you, and explain why one loan fits better than another.
How we're paid. On almost every loan, the lender pays us, not you. You'll see exactly how we're paid on your Closing Disclosure. Some loans are borrower-paid instead. Your Loan Estimate shows origination charges and any lender credits so you can compare costs.
Meet David & Tasha
We're both mortgage brokers and licensed real estate brokers, so we understand the purchase contract, not just the loan. We explain the trade-offs the way we'd explain them to family.
David is the Broker-Owner, first licensed in Canada in 1999 and a California real estate broker since 2004. Tasha is a mortgage broker and California real estate broker associate with a master's in educational technology.
David also runs Temecula Talk, a local Facebook group with 130,000+ members.
David Wolf NMLS 1826415 · Tasha Wolf NMLS 1832938
More about usPopular loan programs
The basics. The best one depends on you.
Conventional Loans
Flexible purchase and refinance options. Compare mortgage insurance, cash to close and long-term cost.
Read about Conventional LoansFHA Loans
Government-insured financing. Compare credit requirements and the cost of mortgage insurance.
Read about FHA LoansVA Loans
For eligible veterans, service members and qualifying surviving spouses. Start with entitlement and property requirements.
Read about VA LoansJumbo Loans
For loans above the county conforming limit. Rules vary by lender, so shopping matters.
Read about Jumbo LoansWhat clients say
5.0 across 47 team reviews on Zillow, as of October 2026.
Zillow's rating covers real estate and mortgage experiences together, not mortgage-only ratings or reviews of every team member. Read every review on Zillow for individual details and the current rating.
David has been amazing to work with! He completely explained the whole process in and out and made me feel so knowledgeable regarding home buying. He took the time to explain all my options and provided recommendations that best suited my needs. His expertise, care, responsiveness, and dedication has made the home buying process so much less stressful. He was there every step of the way and went above and beyond in his services. I truly don't think any other broker would have provided the same level of commitment and effort as he did. Thank you, David, for all your hard work and time.
This was the fastest refi we've ever experienced, and ours involved a VA loan and rolling in a HELOC. David kept us informed the whole way.
We had an excellent experience. David was honest, transparent, patient, and did the legwork to find a loan that fit our needs.
Do your homework (we did ours)
Plain-English guides and calculators you can poke at. Estimates only, not quotes or approvals.