We're David and Tasha Wolf, California mortgage brokers based in Riverside County. David has been licensed since 1999, and we handle your loan ourselves.
2026 loan limits for Corona
Corona is in Riverside County, which uses these 2026 limits.
| Home | FHA limit (HUD) | Conforming limit (FHFA) |
|---|---|---|
| 1 unit | $690,000 | $832,750 |
| 2 units | $883,300 | $1,066,250 |
| 3 units | $1,067,750 | $1,288,800 |
| 4 units | $1,326,950 | $1,601,750 |
These limits cap the loan amount, not the price. With a larger down payment, you can buy above them. A conventional loan above the conforming limit is a jumbo loan, which has different rules. New limits usually come out in late November. We'll update this page when the 2027 numbers are published.
Smaller down payments
FHA, VA and some conventional loans are built for buyers with smaller down payments. Each has its own trade-offs in mortgage insurance, fees and qualifying rules. Our FHA vs conventional guide compares them, and we'll price your options side by side.
Gifts from family and seller credits can also help with cash to close, within each loan program's rules.
Down payment assistance programs
Riverside County's first-time buyer assistance programs don't cover Corona for July 2026 to June 2027. Statewide programs, such as CalHFA's, exist too. They come with income limits and extra rules, and the help isn't always worth what it costs. If you'd like, we'll show you how one compares with a standard loan. More on down payment help in Riverside County.
Mello-Roos in Corona
The City of Corona lists about a dozen active Mello-Roos and assessment districts, and Corona-Norco Unified has its own Community Facilities Districts. These special taxes often come with newer developments. They show on the tax bill as "CFD" lines, and the amount varies by home. Check the actual parcel's tax bill before you make an offer.
First-time buyer checklist
- Know the whole monthly payment: principal and interest, property tax, Mello-Roos, HOA dues, insurance and any mortgage insurance.
- Plan for cash to close. That's your down payment plus closing costs and prepaid items.
- Get preapproved before you tour, so you know what fits.
Sources
Rules and funding change. These are the official sources behind this page.